Job Description
Overall responsibility for Credit Risk and analysts within the Segment.
Primarily responsible for managing the credit risk associated with the portfolio and ensuring high quality of the portfolio.
Closely work with the RM from the origination & play a vital role in deal structuring to add good value from a credit/policy perspective.
Work with the RM on a specified portfolio and facilitate revenue growth in the portfolio

Key Roles & Responsibilities
Interact with the client, gather deal requirements, financial statements and other inputs for performing quality analysis and due diligence.
Work with RM/product partners in structuring credit solutions for the clients and ensuring the appropriateness of the products.
Work with the RM, in:
obtaining all pre clearances like ER negativity, segmentation, etc.
preparing & presenting work-shopping note and c) expediting approvals.
Responsible for end-to-end BCA process including preparing all the tools like Odyssey, Scorecard, etc, in-depth analysis of various risks, quality presentation and ensuring fast credit approval.
Ensure compliance of all internal and regulatory credit/other portfolio related policies e.g. preparing the Country portfolio standard checklist, Temasek check, other special reporting requirements, etc.
Coordinate and prepare for GCC meetings
Liaise with GAM Credit for limit approval/allocation.
Release the trade offerings in IMEX, after obtaining the necessary approvals.
Seek necessary approvals for excesses in the account

Qualifications & Skills
University Degree or Professional Qualification in a relevant discipline
Banking experience with significant corporate banking knowledge
Strong Communication and people management Skills
Strong selling and negotiation skills
Strong Financial, analytical and writing skills.
Thorough understanding of the bank’s products and credit policies

In compliance with the National Youth Service Corps (NYSC) Act of 2004, all applicants should ensure that they have completed the mandatory NYSC programme. A discharge certificate will be required as evidence of completion of the programme. Where an exemption has been granted, a certificate of exemption will also be required



  1. Donetsk is a new business capital of Ukraine, which provides perfect business opportunities. But legislation is rather complicated there and you need a reliable business partner in Ukraine. Banks could be there partners, there are some contacts of good Ukrainian banks If you know some other reliable Ukrainian banks, you can also add them to this directory.


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