Stanbic IBTC Bank is a leading African banking group focused on emerging markets globally. It has been a mainstay of South Africa's financial system for 150 years, and now spans 16 countries across the African continent. Standard Bank is a firm believer in technical innovation, to help us guarantee exceptional client service and leading edge financial solutions.
Job Title: Client Analyst, Client Coverage-Telecom
Conduct on-going research and analysis to enable the Relationship Managers to fully understand the clients’ business, context, and identify potential business opportunities for the bank.
Interpret the research findings and analytics.
Make recommendations regarding potential opportunities or risks so that the Relationship Manager is able to proactively identify solutions or mitigate commercial risks.
Conduct research on clients, their business, operations and performance, as well as trends in their specific industries at the request of the Relationship Managers.
Up-to-date and on-going client and industry information, which can be used to identify opportunities and risks.
Compile and analyse information regarding sales activity and business pipeline. Provide the
Relationship Managers with analysis that can be used to inform their account management plans.
Interact and liaise with clients with the purpose of providing or requesting information, to assist in the deal execution and/or gathering critical information for the bank.
Provide on-going assistance to Relationship Managers in the implementation of the agreements.
Ensure that the client information is updated in all the relevant information systems, and when out-dated, liaise with clients to gather the updated information.
Updated client information that can be used for analysis and marketing purposes.
Compile and analyse reports on client profitability, product profitability and provide input to the budget planning and performance management process.
Ensure updated and accurate information that can be used for budget planning or performance analysis.
Support RMs in the credit process including credit applications, PCC, excess management, compliance related issues to achieve zero write-off of debt, zero operational loss issues and other relevant workflows between credit and coverage.
Assist in conducting an efficient credit process.
On-going review of client base for potential High Risk clients.
Consistent client deal ennoblement at required standard.
Develop and prepare credit paper for submission to the Product Credit Committee in conjunction with Relationship Manager.
Develop and prepare appropriate documentation to complete annual credit review in conjunction with the Relationship Manager.
HND, BSc, BA
Method of Application
19 May 2016