EjiCareers is an independent recruitment consulting firm specialising in providing exceptional local and international recruitment consulting services. We provide our clients with specialist service recruitment for all sectors including Oil and Gas, IT & Technology, Finance and Consulting in Nigeria.

Job Position: Credit Risk Manager

Job Location: Victoria Island, Lagos

Job Responsibilities

  1. Create a sound credit risk culture in the bank and institute processes, including a strong risk management governance structure.
  2. Formulate robust policies around credit risk management and credit governance in line with regulatory requirements, including formulation of CPG questions to sensitize staff and equip with knowledge gathering.
  3. Constant Review of risk and mitigants around our job function.
  4. Work with the Finance team and consultants to ensure that our risk asset reporting is in line with regulatory IFRS 9 standards as specified by the Central Bank of Nigeria for Non-Interest banking.
  5. Ensure we are within regulatory ratio threshold in respect of all risk asset parameters e.g. Loan to funding ratio, Liquidity ratio, Capital Adequacy ratio, NPL ratios, ICAAP et al.
  6. Design an efficient SOP and SLA with other stakeholders in the bank with the required timelines.
  7. Work with the products development team and Sharia compliance to ensure products being offered by the bank fall within the risk acceptance criteria and in line with the CBN guidelines for Non-Interest banking regulations.
  8. Ensure accurate credit reporting, posting, disbursement and collection on the banks permissible risk asset products and taking insurance on all related facilities.

Job Requirements

  1. Bachelor’s Degree in a related field including Finance, Economics, Mathematics or Statistics.
  2. Minimum of 5 years as a Credit Risk Analyst and/or Investment Analyst within banking.
  3. Excellent writing and speaking abilities on financial markets and the economy.
  4. Advanced understanding of Risk Management and Credit Ratings

Desired Skills:

  • Confident and charismatic
  • Ability to communicate confidently with CEOs, founders and business leaders of some of Nigeria’s notable companies.

Competitive (To be negotiated depending on experience).

Application Deadline
1st April, 2023.

How to Apply
Interested and qualified candidates should send their CV and Cover Letter to: ejicareersng@gmail.com using the Job Title as the subject of the email.

Tagged as: Accounting, Administrative, Finance