Overview

Addosser Microfinance Bank Limited is an innovative financial institution dedicated to improving the living condition of everyday people through value-added financial products and services. The bank was incorporated in 2008 and is duly licensed by the Central Bank of Nigeria as a microfinance bank.

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Job Title: Team Lead/Commercial Supervisors  (Branch) 

Reports To: Territorial Coordinator

Main Responsibilities

  • Sourcing for microfinance SME clients in identified market zones.
  • Creation of quality risk assets.
  • Ensuring operational excellence during the course of duty.
  • Rendering financial advice to customers.
  • Generate feedback to management on development in market, competitor analysis, product enhancement etc.
  • Ensure credit appraisal & cash flow analysis of clients.
  • Ensure all loan requirements inclusive of charges are properly communicated to clients and all documentations duly completed, executed & submitted.
  • Ensure that all approved Loans are disbursed timely
  • Ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower
  • Ensure account opening documentations are completed by team members
  • Verification of loan requests of clients for amounts not exceeding N150, 000.00 and their guarantors.
  • Supervises across selling of products by team members
  • Ensure performance tracking with the use of identified reports.
  • Coordination and supervision of the branch.
  • Ensure the branch meets its weekly/monthly Deposit target through team marketing and creation of quality risk assets to empower customers.
  • Review of the weekly / monthly prospect lists for loan and deposit clients of team members.
  • Confirm status (physical state, valuation etc.) of assets/properties used as collateral by customers.
  • Follow up on delinquent loans & immediately refer same to his/her supervisor
  • Ensure PAR is within tolerable level as specified by management.
  • Responsible for the proper use and safe keep of bank’s assets in the branch

Tagged as: Banking